SBI Annual Report - Balance Sheet Fortification Continues; Earnings To Gain Pace: Motilal Oswal
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Motilal Oswal Report
State Bank of India’s annual report highlights 'resilience,' 'people,' and 'technology' as the key themes, with the endeavour to continuously strengthen the balance sheet and improve return ratios.
The bank has continued to invest in cutting-edge technology to maintain its position among the most digitally savvy banks.
The focus has remained on building a superior loan book, while maintaining strong underwriting – as evident from the robust asset quality across retail segments.
This is primarily attributable to more than 95% of unsecured credit being offered to government/public sector undertaking employees and ~41% of corporate loans being offered to PSUs/government undertakings.
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