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BQ Big Decisions: Here’s Why Debt Funds Need To Be Part Of Your Portfolio 

Debt mutual funds have a wide range of uses, and are more tax efficient than fixed deposits. 

(Source: BloombergQuint)
(Source: BloombergQuint)

Retail investors in India usually don’t consider debt mutual fund schemes. The risk-taking ones choose equity either directly or through mutual funds, and the risk-averse opt for fixed deposits.

But Amol Joshi, founder, PlanRupee Investments, says debt mutual fund schemes have distinct advantages that should not be ignored.

On this BQ Big Decisions podcast, Joshi speaks about the different types of debt mutual fund schemes, and the situations in which they can be used.