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And don't miss Stephen Gandel on old-school behavior from new-school lenders: "... as the peer-to-peer lending business matures, it appears increasingly to be adopting the bad habits of the industry it said it was going to improve on. Last week, the Federal Trade Commission accused LendingClub, the largest of the peer-to-peer lenders, of misleading consumers with hidden fees and continuing to charge borrowers even after they had paid off their loans. Shares of the online lender fell to nearly $2.50, its all-time low. LendingClub denies the accusations. LendUp, too, has paid fines and refunds for illegal fees and in general treating some of its customers poorly."
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