Trains sit idle at the Delhi Junction railway station during a lockdown imposed due to the coronavirus in Delhi, India. (Photographer: T. Narayan/Bloomberg)
Have you recently made an online payment, borrowed from a lending app, checked your credit score, invested in mutual funds online, or claimed credit card rewards?If so, you too have consumed a service powered by an application programming interface, the coding pipes that help connect fintech platforms with legacy systems, such as banks, non-banking financial companies, card companies, credit information agencies, and asset management...