Payment businesses from global names like Google and WhatsApp, to the country’s banks, its postal service, e-commerce firms, Fintechs and telecom companies are all competing for customers in the digital age. However, all of these entities rely on the common network and payment infrastructure designed and created by the RBI and NPCI. (Photographer: Samyukta Lakshmi/Bloomberg)

Fintech Lending To Higher Risk Customers: White Space Or Red Flag?

It was the early 2000s and a pick-up in credit card spending was all the rage. A number of private banks were falling over themselves to issue credit cards. Few believed that this form of unsecured...