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ICICI Securities Report
Micro, small and medium enterprises segment was anticipated to bear the biggest brunt of prolonged disruption and be the most vulnerable amidst Covid-19 pandemic—more so vindicated by a sharp decline in credit flow to MSME sector in April-May 2020.
However, the Emergency Credit Line Guarantee Scheme (Rs 1.88 trillion sanctioned and Rs 1.36 trillion disbursed till date) revived the credit flow since June 2020 and currently credit enquiries on month on month basis have settled at more than 85% of pre-Covid-19 level, as per latest TransUnion CIBIL data.
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