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ICICI Securities Report
The heightened loss ratios and in turn lower solvency for India’s health insurers in Q4 FY21/Q1 FY22 are expected to normalise gradually with reduction in Covid-19 cases and increased vaccinations (assuming there are no recurring Covid-19 waves).
We present the quarterly trends in the health insurance segment below, inclusive of Q1 FY22.
Total Covid-19 claims received by insurance companies in FY22-to-date were 1.3 million, of which 1.04 million have been settled.
In terms of , insurance companies have received total claims worth Rs 146.6 billion in FY22-to-date versus Rs 146.8 billion in FY21.
Out of these claims received, Rs 99 billion has been settled in FY22 till now versus Rs 79 billion in FY21.
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